So I am Getting very very tired of the snow. My tires on the car are going bald and it makes many more "car noises" when its cold and that bothers me because I cant afford to fix it right now. Plus our front yard is still under about 8 inches of snow andthat makes it very hard to get to my car and the mail box. And when I'm out doing visits all day my toes freeze and my car never gets a chance to warm up befor i have to shut it off again.

I am very much a summer person! Thats is I just had to vent for a bit.

I was just looking at pictures online and found this one and loved it so I put it on as my summer picture.

FPU week 1

So we had the first of 13 lessons with our PFU class. Josh wasn't able to make it because he was hard at work, I'll let it slide this time.
The class started with a 1 hour video with Dave, this week was Super Savings! I enjoy watching the videos Dave makes them funny and very eye-opening. The part that wants to make me scream at him is while he is up on stage talking he is carrying a hand full of 100 dollar bills and I wanna just scream and tell him to put them away! "We know your rich, your kit coast $100, put the cash away!"
Then when I got home I got online to look at the web site and, Josh and I watched a clip on how to buy a car for free! And you bet we are going to save up to do that. It takes awhile but the basic gist is that you put money in a money market account and pay for the car with the interest from that. Over all it was very fun and I cant wait to take Josh next week.

P.S. I even figured out how to get a picture on my blogs that are not from my camera. So thats progress in my blogging abilites!

Sunday!

Sunday was amazing to say the least. The weather finally cleared up and we were able to finally go out side with out being swept away by the wind and snow. I convinced Josh to go for a walk with me and the dogs. Josh has been feeling the effects of winter depression and going out side for awhile to soak up some sun did wonders.
So we took the three dogs Roxy, Minnie and the ring leader, Meg ( ya shes a lill' smokey). We were out for about an hour and at one point I actually wanted to take off my coat it was so warm. The dogs were a little rusty on walking on a leash but by the end of the walk Minnie was doing great, Roxy was doing better and, well Meg is just stubborn and doesn't listen (Meg is also not a 40lb dog so it wasn't such a big deal that she wasn't listening).
Later that night Josh was still feeling better from the walk, so we sat down and worked on our quickie budget for FPU. It was great to have him wanting to take a part in the finances and not just looking the other way at them. It took us about two hours to sort through things and get every thing settled but we now have this week organized and my check for next month is split up to were it needs to go. And we were even able to set aside quite a bit for savings. So all in all we had a very good, productive, active, joyful Sunday which is just the way it should be.

Finacial Peace University w/ Dave Ramsey. intro week 1

Well the Prindles (Josh and I ) started the class, Financial Peace University, taught by Dave Ramsey (via DVD) last night. We didn't really start it but we had the intro class. Josh was not able to make it, so it was just Karen "dragging" me into it, although I would have gone voluntarily.
The class is once a week for 13 weeks. I think that's pretty manageable but Josh is kind of throwing a tissie fit about it. Oh well he will get over it I know he will. I am really excited to be doing this, all the stories from other people are sound so encouraging and they are all so excited to have us there and to be sharing their experiences with us. I have been doing really well on paying bills on time now I just have to focus on Joshs' bills and getting his in order.
Well I will keep you posted on the rest of the classes and how they change our bad spending habits!

Neat freak

our clean bed with a clean dog (minnie just got a bath that night)

I don't know who I'M turning into??

You know how as you get older the more you start to realize how much like your mother you really are. No matter what you do or how you try to hide it it sneaks up on you, in the middle of the night while your laying wide a wake and cant figure out why your not asleep. Then you remember its from your mother, who would go to sleep for three hours and then about 1:30 am you would here her up in the sewing room sewing away. Well, 7 years (or so ) later what do I do? I do my laundry at night because I know will be up through out the night and I can do it then because I don't have time during the day.

Then the other day as i was doing laundry I wondered "Humm what would my sheets feel like if I ironed them??" and if any of you don't know me I DON'T iron. So I ironed them and put them on the bed and WOW I don't know if it was all in my head or what but for some reason I just enjoyed them so much more. And last night I couldn't go to sleep until I had picked up our room and taken the dirty close down and put all the clean ones a way. Josh kept trying to get me to lay down but all I could think was "nope I got to get this done or it wont ever get done."
Then I remember reading in the book FOR WOMEN ONLY as it talked about the many different windows women constantly have open and I realized that cleaning up was becoming one of those windows that will not close until I have completed it.
In some ways I am very thankful for this new neat freak deformity, but in other ways I hope I don't turn into one of those women who have there house so clean you can't even walk in the door with out taking of your shoes and putting on special booties.
I call it a deformity for this reason, relating back to the story of my mother, neither one of my parents are neat tidy people. My dad likes to have things clean but if there not its no worry to him and my mom is no where near being a overly tidy person. So where do I get it from????

Money and time

OK so for the last few weeks Josh and I have been very busy! He is totally swamped with work (which is a good thing) and I have been busy trying to clean up after him and make sure he is staying on task.
So as for the Total Money Makeover we have not finished it yet but, I am paying more attention to the things we waste our money on (i.e. late fees ! finance charges, overdrafts) and I have tyred to get my self set up on a budget (It doesn't have to last the whole month cause we kinda use my money at the beginning of the month and his toward the end). But I am more just trying to not go in the whole.
And good news from the front I have finally paid my cell phone bill of to a 0.00 balance for the first time in a year and a half!! And Josh has paid of his Snap-On account for the first time since he was 17!!!
New subject:
Over the weekend Josh, my dad, and I laid new flooring in his parents house as a surprise Christmas present. I looks soooo good the old flooring was about 25 years old and was in good condition but needed to go! And of course his parents LOVE it. The dogs are a little scared to walk on it but they will be fine. I will try and post some pictures later this week.